22961 Lawlis Rd Siloam Springs, AR 72761

Owner Financing Available – No Bank Needed | Prime Location Opportunity
Rare chance to secure a premium vacant lot in a highly desirable area with flexible terms that make ownership simple and accessible. City utilities are available including electric, sewer, water, & natural gas. Whether you're planning to build now, hold as an investment, or secure land in a growing market, this property offers both location and opportunity.
Offered at $140,000

Seller Financing Terms:
$40,000 down
$100,000 financed by owner
3-year term with balloon
Approx. $625/month (interest-only)

Flexible Buyer Options:
Choose the structure that works best for you:
7.5% standard plan with monthly payments
Discounted rates available with prepaid interest:
7.0% (1 year prepaid)
6.5% (2 years prepaid)
6.0% (3 years prepaid)

Buyer-Friendly Advantage:
No prepayment penalty – pay off early anytime
Avoid traditional bank financing delays and restrictions
Fast, straightforward closing